Buying a new car poses many challenges. When looking for a family car, those challenges usually multiply. From choosing a style that pleases everyone, to making sure the car is safe enough to protect both adults and kids, there are many important decisions to make.
To begin preparations, a wise car buyer should make a checklist. Although the parents will be likely to make the final decision, a family car will carry every family member. Therefore, the preferences of every family member should be considered. Everyone is likely to have an opinion.
Narrowing Down the Type of Car
Some decisions you'll need to make will include the car's size and number of seats available. When you're making car plans, it's also important to consider whether you'll need a car with cargo space. It's also likely each family member will have a favorite car color and a preference for styles they might like.
Another important choice may be between an electric or hybrid car versus a gasoline engine. Today's car dealers are more likely than ever to offer a selection of hybrid or electric cars. You may already know an electric or hybrid is more eco-friendly, but you may not know a hybrid car was considered by early car manufacturers before gasoline engines became the standard. For example, Mercedes-Benz's first hybrid, called the Mixte, featured a gas engine in the front. It also included a dynamo which powered the two rear engines. Mercedes-Benz reports that the car could achieve a speed of up to 75 miles per hour.
To locate a car dealer, many people first look online. Statistics have shown almost 50% of car buyers judge the trustworthiness of a business based on the business' website. Since it's normal to want a trustworthy car dealer, you might ask family members or neighbors for recommendations. You can also check a website such as the Better Business Bureau for an objective evaluation of a potential dealer.
Reviewing Family Financial Considerations
After you decide how much money you can afford for a down payment, and how much you can pay every month, you should check your current credit rating. Be sure you also consider the future costs of car insurance. It's okay to negotiate with the dealer to get a better price. You may also be able to get money toward your car purchase by trading in your old car. Once you reach the final price, be sure to ask what the interest rate will be, as it will affect the amount and the duration of your car. To avoid excess car repair costs, you should also purchase a warranty for the car.
Choosing the Right Car
Once you reach the dealership, use your checklist to narrow down your selection of which cars to look at. Before you buy a car, you should test drive it to determine how it handles. If your budget or personal choices limits your choices to used cars, experts recommend you have a used car inspected before you buy it.
One of the most important considerations about a potential car purchase will be its safety level. It may be uncomfortable to think about, but the CDC estimates there are over 37,000 annual deaths caused by car crashes. Ask the dealer about a car's safety features, such as anti-lock brakes, or traction control. Some car insurance companies give discounts on the safety features your new car has.
Buying a new family car can be an adventure, but that adventure will be most satisfying if your family prepares themselves thoroughly before making their car choice. Use the above guidelines to help you make the best choice!
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